Take it to the limit
Qualifying for a line of credit with a bank might not always be a great idea. If you have a young company that is growing quickly there is a very good chance that the credit limit that is offered could...
View ArticleExisting Bank Loans And Factoring
Frequently when setting up a receivable factoring facility there is an existing bank loan in place which will require cooperation from both lenders. The bank, or senior lender, has filed a financing...
View ArticleCustomer Credits Drive Funding Availablity
One of the best parts of receivable factoring is the ability to grow a company and not be hampered by credit availability. With a bank, your company is issued a credit limit that is based on historical...
View ArticleMargin Awareness
For invoice factoring to be realistic as an ongoing working capital solution, you must know the effective profit margin for the work being done by your business. It is always important to know what...
View ArticleBanks And Collateral
When we get an inquiry for invoice factoring we find this situation more times than you can imagine. An early stage company is just getting going and they need some extra cash to start out. Because the...
View ArticleTo be, Or not to be
The phone keeps ringing, the emails keep coming, but we need to agree on some basics. A factoring company provides financing by making advances on your creditworthy commercial customer invoices. That’s...
View ArticleManaging Customer Perceptions
This comes up less often than in the past, concern about the perception of receivable factoring by business owners. They sense just using factoring will somehow have a negative reflection on their...
View ArticleThe US Government Is A Customer
More and more businesses are finding the rewards of having the US Government as their best customer. They pay well, never run out of funds or needs and once you are accustomed to working with them...
View ArticleStaffing factoring
Temporary staffing companies frequently use factoring companies to grow their business. It alleviates the headache of cash flow as bigger contracts are signed and more staff is placed. The benefit of...
View ArticleInvoice Factoring – How It Works
Many small businesses who are finally awarded a long sought after commercial or government contract have the dilemma of how to cash flow the new work. Especially in cases where the contract calls for...
View ArticleFactoring Fee vs Annualized APR
There is a distinct and real difference between a Factoring Fee and an Annual Percentage Rate when discussing the price of interest on a loan. Comparing the two is like saying that an all season radial...
View ArticleGuarantee Of What Exactly
Most commercial financing, such as invoice factoring, normally require the leading shareholder of the company to sign a personal guarantee waiver. For a factoring company, using a personal guarantee is...
View ArticleMis-Directed Factoring Funds
Now that you know about payments being made directly to the factoring company, you also need to know that with invoice factoring the biggest no-no is contacting an account debtor (your customer) and...
View ArticleFull vs Non Recourse
Learning about factoring invoices will uncover that there are two basic types of factoring receivables. The first is called FULL RECOURSE factoring. For the most part the majority of factoring...
View ArticleClik here to view.
Creditworthiness
An invoice factoring company needs their clients to have strong creditworthy customers. Part of the accounts receivable factoring process is checking on customers credit. Figure that when using invoice...
View ArticleBridge Financing
If you are thinking about using invoice factoring for your ongoing operational capital needs remember it should only be used as a temporary bridge to get to institutional (bank) financing. By factoring...
View ArticleTransparency
Business owners who are considering factoring receivables often comment something along the lines of “my accountant suggested we look into factoring our invoices but we don’t want our customers to know...
View ArticleFactoring Times 12
We get asked by business owners – why is the cost of invoice factoring higher than a typical institutional bank line of credit. Usually the first thing a borrower calculates is the discount fee...
View ArticleWhat Isn’t Factoring
Of course you probably know an invoice factoring company provides business financing by making advances on commercial invoices. An invoice is defined as a product and/or service that has been delivered...
View ArticleContractors Need Factoring In Order To Thrive
All sorts of contracting businesses including government contractors find invoice factoring has the greatest potential to control the ability to perform on big contracts. Because factoring is based on...
View Article
![ONEW – KAKERA -Unmei no Piece- – EP [iTunes Plus M4A]](http://is1-ssl.mzstatic.com/image/thumb/Music221/v4/d0/fb/86/d0fb86a5-ba60-4bea-41fb-7f54c125f518/VEATP-45908.jpg/296x296bb.webp)
/pic9814888.png)
